How ZayZoon saves mlns with AI | Community
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How ZayZoon saves mlns with AI

  • November 4, 2025
  • 2 replies
  • 304 views
Dianah Tripac
Intercom Team
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“We’re outperforming our wildest dreams.”

When ZayZoon, a Calgary-based fintech on a mission to save 10 million people $10 billion, set out to put AI at the heart of customer service – they aimed high.

With Fin, they’ve already gone beyond.
 

Hear Simon Millichip, SVP of Customer & Risk Operations at ZayZoon walk through how they've achieved:

→ An 80%+ self-service rate (well ahead of target)
→ $ millions saved in operational costs
→ 50,000 conversations handled per month
→ Automated document reviews & approvals via APIs


From instant access to funds at gas stations to streamlining risk operations, this is a real-world example of AI transforming customer experience at scale.

 

 

2 replies

  • New Participant
  • April 18, 2026

use Firebase\JWT\JWT;

 

$payload = [

    "user_id" => "<YOUR_USER_ID>", // Required

    "email" => "<YOUR_USER_EMAIL>", // Optional

    "sensitive_attribute1" => "sensitive_data", // Optional

    "sensitive_attribute2" => "sensitive_data", // Optional

    "sensitive_attribute3" => "sensitive_data", // Optional

    "exp" => time() + 3600 // Expires in 1 hour

];

 

$token = JWT::encode($payload, "<YOUR_API_SECRET>", "HS256");


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Hi ​@Boos Boos, Just wanted to check if this was a question you wanted to ask? If so can head here and open a question? Our community will be happy to help you!